1 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Response From Equifax*
Full Name:
John Doe
SSN:
File Pulled:
User ID/Member Number:
Date of Birth:
666-03-1067
7/1/2021
999AA00884
1/1/1960
Customer Inquiry
Customer Name:
Date of Birth:
SSN:
Address:
Customer Reference Number:
John Doe
1/1/1960
666-03-1067
488 Intrl Sq Itc, Apo New York NY 09459
GIBING
Consumer Information*
Other Names: N/A
Current Address: 488 Intrl Sq Itc , Apo New York NY 09459
Date Reported Address: 5/11/2021
Address Variance Indicator: N/A
Current Phone Number: N/A
Date Reported Phone: N/A
View All Historical Consumer Information
SSN Status: N
SSN Match Flags: YYYYYYYYY
Issue Date: Prior to 1951
Issue State: GA
Death Date: N/A
Death State: N/A
Date File was Established: 3/28/2021
Date of Most Recent Activity: 5/11/2021
Alerts and Triggers*
FraudIQ Identity Scan: Y
Fraud IQ SSN: Y
Address Discrepancy Indicator: Y
Fraud Advisor: N
Military Lending Act: Y
OFAC Alerts: Y
View All Alerts and Triggers Details
Recent Bankruptcy*
Date Filed: N/A
Type of Bankruptcy: N/A
Date Reported: N/A
Filer: N/A
Intent: N/A
Current Disposition Date: N/A
Industry Codes: N/A
2 Narrative Codes: N/A
View All Bankruptcy Details
3rd Party Collections*
Date Reported: N/A
Original Creditor Name: N/A
Creditor Classification Code: N/A
Status Code: N/A
Original Amount: $0
Balance: $0
Last Payment Date: N/A
View All 3rd Party Collection Details
View Trade Summary & Account Details
Accounts Summary*
29
Revolving:
15
Installments:
10
Mortgage:
0
Line of Credit:
0
Other:
4
Length of Credit History:
20 years and 11 months
Average Account Age:
7 years and 11 months
Oldest Open Account:
JCPENNEY-MONOGRAM CC (8/1/2000)
Most Recent Account:
WASHINGTON MUTUAL FI (1/7/2021)
Potential Negative Info*
30 Day Delinquencies:
11
60 Day Delinquencies:
1
90 Day Delinquencies:
0
Bankruptcies:
0
Collections:
0
VANTAGESCORE 3.0
609
Total Of All Balances On Bankcard Or Revolving
Accounts Is Too High
Balances On Bankcard Or Revolving Accounts Too
High Compared To Credit Limits
The Date That You Opened Your Oldest Account Is
Too Recent
The Total Of All Balances On Your Open Accounts
Is Too High
Number Of Inquiries Adversely Affected The Score
But Not Significantly
The Work Number Income &
Employment Information
**
Employer:
Enterprise One
Employement Status:
Active
Job Title:
DEMO EMPLOYEE
Total Time with Employer:
13 years, 6 months
Pay Amount:
$16.00
Pay Cycle:
Biweekly
Most recent Start Date:
12/22/2007
** - The Work Number is sourced by TALX Corporation,
provider of Equifax Workforce Solutions.
View All Income & Employment Details
Account Overview*
Revolving
$32,854
Installments
$6,027
Other
$775
3
$0
RETURNED
$1500.00
2
$0
DataX Report Summary
***
Current Tradelines:
Maximum Total Principal PaidOff:
Last Payment Disposition:
Total Current Principal:
Application Inquiries 180 Days:
Charges Offs 1 Year:
*** - Data sourced by DataX
View All DataX Details
Insight Score
586
• Age of Revolving Accounts
• Bankcard Utilization
• Age of Non-Mortgage Installment Accounts
• Number of Recent Utility Inquiries
• Number of Accounts 30 Days Delinquent
Sample OneView Report
2 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Alerts and Triggers*
1. FraudIQ Identity Scan
Inquiry Address Is Not Associated With This Consumer Name
Inquiry Address Unverifiable
Unable To Perform Telephone Validation Due To Insufficient Telephone Input
Inquiry SSN Issued Prior To Inquiry Date Of Birth
2. Fraud IQ SSN
No Alert available
3. Address Discrepancy Indicator
No substantial difference occurred
4. Military Lending Act
Covered Borrower Status : No
5. OFAC Alerts
Transaction Date: 7/1/2021
Transaction Time: 14:39:26
No Match Found In Cdc's OFAC Database.
Consumer Statement
Data Not Available
Bankruptcy Details*
Data Not Available
3rd Party Collection Details*
Data Not Available
Generic Risk Score
604
Number Of Bank Revolving Accounts Reported -
Last 9 Months
Utilization Of Available Credit On Revolving Bank
Accounts
Number Of Personal Loan Company Installment
Accounts
Number Of Accounts Always Paid As Agreed
Score Range: N/A
Consumer Rank: N/A
VANTAGESCORE 3.0
609
Total Of All Balances On Bankcard Or Revolving
Accounts Is Too High
Balances On Bankcard Or Revolving Accounts Too
High Compared To Credit Limits
The Date That You Opened Your Oldest Account Is
Too Recent
The Total Of All Balances On Your Open Accounts
Is Too High
Number Of Inquiries Adversely Affected The Score
But Not Significantly
Score Range: 300 - 850
Consumer Rank: 24%
Notice 1
Notice 2
Disclaimer 1
Insight Score
586
• Age of Revolving Accounts
• Bankcard Utilization
• Age of Non-Mortgage Installment Accounts
• Number of Recent Utility Inquiries
• Number of Accounts 30 Days Delinquent
Score Range: 364 to 825
Consumer Rank: 7%
Sample OneView Report
3 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Trades Summary & Account Status*
Mortgage Revolving Installment Line of Credit Other
Total Accounts
0 15 10 0 4
Total w/ Balance
0 11 2 0 1
Total Balance
$0 $32,854 $6,027 $0 $775
Scheduled Payments
$0 $670 $62 $0 $0
Actual Payments
$0 $0 $0 $0 $0
Oldest Date Opened
0 8/2000 8/2012 0 2/2009
Newest Date Reported
0 3/2021 3/7/2021 0 3/2021
Balloon Payment
$0 $0 $0 $0 $0
Total Credit Limit
$0 $17,186 $0 $0 $0
Total High Credit
$0 $26,683 $44,466 $0 $4,094
Total Past Due $0 $0 $0 $0 $0
30 Days
0 10 0 0 1
60 Days
0 1 0 0 0
90+ Days 0 0 0 0 0
Historical Consumer Information*
Address Reported Date Reported Status Reported
488 Intrl Sq Itc , Apo New York, NY 09459 3/2021 Current
Employment Information*
Last Reported Employment
Occupation:
Ghvn Fohun
Employer:
Jdwolqexuj Lqq
Date First Reported:
N/A
Date Last Reported:
N/A
Former Employer
Occupation:
Iorudo Ghvljqhu
Employer:
Fkulvwpdv Sodfh
Date First Reported:
N/A
Date Last Reported:
N/A
Sample OneView Report
4 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Credit Inquiries*
Date Of Inquiry Customer Name Member Number
5/8/2021 DIGITAL 999FF00383
5/6/2021 KFD TEST 999ZB04441
5/4/2021 KFD TEST 999ZB04441
5/4/2021 KFD TEST 999ZB04441
5/4/2021 DIGITAL 999FF00383
5/3/2021 KROLL FD 999ZB04433
1/11/2021 WMFINANCE 768FP09869
5/10/2020 WMFINANCE 768FP09869
4/14/2020 WMFINANCE 768FP09869
Accounts*
1
INSTALLMENTS
ACME BANK FI 768FP09869
311 COURT ST., SEVIERVILLE TN 37862-3448, 865-453-5534
ACCOUNT NUMBER
6745600145890
Account Type:
Auto
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
1/7/2021
Date Reported:
3/7/2021
Last Payment Date:
Balance:
$2,074
Credit Limit:
$0
High Credit:
$2,196
Scheduled Payment:
$61
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
Monthly (Due Every Month)
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
01
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
2
INSTALLMENTS
GENERIC MOTOR CO 682FA07678
P O BOX 660360, DALLAS TX 75266-0360, 800-777-6116
ACCOUNT NUMBER
12010178590
Account Type:
Auto
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
4/7/2017
Date Reported:
2/7/2021
Last Payment Date:
Balance:
$3,953
Credit Limit:
$0
High Credit:
$16,942
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
Monthly (Due Every Month)
Terms Duration:
60 Months
Date Last Activity:
2/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
46
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Lease
$2,074
$2,196
$3,953
$16,942
Sample OneView Report
5 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
3
OTHER
GENERIC CREDIT CARD CO 906ON00259
PO BOX 981537, EL PASO TX 79998, 954-503-3787
ACCOUNT NUMBER
6189021
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
2/2012
Date Reported:
3/2021
Last Payment Date:
Balance:
$775
Credit Limit:
$0
High Credit:
$775
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
01
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
4
REVOLVING
CREDIT CARDS R US 404BB08334
P.O. BOX 981537, EL PASO TX 79998, 800-528-4800
ACCOUNT NUMBER
6189021
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
2/2012
Date Reported:
3/2021
Last Payment Date:
Balance:
$2,216
Credit Limit:
$0
High Credit:
$2,216
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
01
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
5
REVOLVING
RETAIL CARD CO 906DC00029
8725 W. SAHARA AVE., MC 02/02/03 THE LAKES NV 89163
ACCOUNT NUMBER
1748-398434577
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
7/2011
Date Reported:
3/2021
Last Payment Date:
Balance:
$6,231
Credit Limit:
$6,636
High Credit:
$6,636
Scheduled Payment:
$149
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
99
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Charge
$775
$0
$2,216
$0
$6,231
$6,636
Sample OneView Report
6 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
6
REVOLVING
ACME CREDIT 404BB08169
P.O. BOX 981537, EL PASO TX 79998, 800-528-4800
ACCOUNT NUMBER
1245401
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
6/2013
Date Reported:
3/2021
Last Payment Date:
Balance:
$972
Credit Limit:
$1,000
High Credit:
$1,000
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
01
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Amount In H/c Column Is Credit Limit
7
REVOLVING
ACME MUTUAL FI 768FP09869
311 COURT ST., SEVIERVILLE TN 37862-3448, 865-453-5534
ACCOUNT NUMBER
6745600156903
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
11/2016
Date Reported:
3/2021
Last Payment Date:
Balance:
$2,229
Credit Limit:
$0
High Credit:
$0
Scheduled Payment:
$59
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
51
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
8
REVOLVING
RETAIL CC 906DC02348
SEE BRANCH LISTING, DALLAS TX 75221, 800-801-2055
ACCOUNT NUMBER
9-405378478053
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
8/2000
Date Reported:
3/2021
Last Payment Date:
Balance:
$134
Credit Limit:
$0
High Credit:
$1,682
Scheduled Payment:
$30
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
92
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Charge
30
60 90
3 0 0
$972
$1,000
$2,229
$0
$134
$0
Sample OneView Report
7 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
9
REVOLVING
ANOTHER BANK 155BB03747
PO BOX15316, ATT:CMS/PROD DEVELOP WILMINGTON DE 19850-5316, 800-347-2683
ACCOUNT NUMBER
6712026701596
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
1/2014
Date Reported:
3/2021
Last Payment Date:
Balance:
$2,500
Credit Limit:
$0
High Credit:
$2,500
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
80
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
30
60 90
1 0 0
10
REVOLVING
ACME BANK 2 458ON10867
900 N MARKET STREET, WILMINGTON DE 19801, 800-955-9900
ACCOUNT NUMBER
5689016012903
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
2/2009
Date Reported:
2/2021
Last Payment Date:
Balance:
$8,245
Credit Limit:
$0
High Credit:
$0
Scheduled Payment:
$170
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
2/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
20
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
11
OTHER
AMCE BANK 3 458ON10867
900 N MARKET STREET, WILMINGTON DE 19801, 800-955-9900
ACCOUNT NUMBER
5689016012341
Account Type:
N/A
Account Owner:
N/A
Rate/Status:
Lost or stolen card
Date Opened:
2/2009
Date Reported:
2/2021
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$0
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
4/2020
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
$2,500
$0
$8,245
$0
Sample OneView Report
8 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
12
REVOLVING
ACME BANK 4 163BB26534
PO BOX 660509, DALLAS TX 75266-0509
ACCOUNT NUMBER
19120123126
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
3/2013
Date Reported:
3/2021
Last Payment Date:
Balance:
$3,922
Credit Limit:
$4,000
High Credit:
$4,000
Scheduled Payment:
$86
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
96
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Line Of Credit
13
REVOLVING
ACME BAN 5 416BB01228
DE5-019-03-07, 4060 OGLETOWN/STANTON RD NEWARK DE 19714, 800-759-6262
ACCOUNT NUMBER
45346078011234128
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
6/2007
Date Reported:
3/2021
Last Payment Date:
Balance:
$2,519
Credit Limit:
$0
High Credit:
$0
Scheduled Payment:
$55
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
99
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
14
REVOLVING
ACME BANK 5 148BB00917
KETTERING TOWER,ROOM 2600, DAYTON OH 45401, 937-449-6952
ACCOUNT NUMBER
782334670
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
12/2013
Date Reported:
2/2021
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$900
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
2/2020
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
34
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
$3,922
$4,000
$2,519
$0
Sample OneView Report
9 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
15
REVOLVING
ACME BANKCARD 401BB00755
P.O. BOX 3117CARD, MAIL ONLY WINSTON-SALEM NC 27102
ACCOUNT NUMBER
4523906012902
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
4/2011
Date Reported:
3/2021
Last Payment Date:
Balance:
$2,470
Credit Limit:
$2,500
High Credit:
$2,500
Scheduled Payment:
$87
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
99
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Credit Card
16
REVOLVING
ACME BANKCARD 2 906BB00115
5800 SOUTH CORPORATE PLACE, MAIL CODE 234 SIOUX FALLS SD 57108
ACCOUNT NUMBER
4534092367905
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
5/2014
Date Reported:
3/2021
Last Payment Date:
Balance:
$1,416
Credit Limit:
$1,430
High Credit:
$1,430
Scheduled Payment:
$29
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
3/2021
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
82
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Amount In H/c Column Is Credit Limit
17
INSTALLMENTS
ACME MUTUAL FI 768FP09869
311 COURT ST., SEVIERVILLE TN 37862-3448, 865-453-5534
ACCOUNT NUMBER
6745600160787
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
2/2019
Date Reported:
1/2021
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,052
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
12/2020
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
22
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Refinanced
$2,470
$2,500
$1,416
$1,430
$0
$2,052
Sample OneView Report
10 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
18
REVOLVING
ACME CREDIT 594AT00266
6275 EASTLAND ROAD, BROOK PARK OH 44142-1399, 216-362-5000
ACCOUNT NUMBER
16701893
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
10/2005
Date Reported:
6/2020
Last Payment Date:
Balance:
$0
Credit Limit:
$1,620
High Credit:
$1,620
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
1/2018
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
81
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Charge
30
60 90
6 1 0
19
REVOLVING
ACME BANK 6 906FF00047
P O BOX 10930, CORRESPONDENCE DEPT WILMINGTON DE 19850
ACCOUNT NUMBER
5678677878564
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
9/2012
Date Reported:
6/2020
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$1,445
Scheduled Payment:
$5
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
5/2020
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
91
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Charge
20
INSTALLMENTS
ACME BANK 7 768BB12704
811 PARKWAY, GATLINBURG TN 37738, 865-908-2100
ACCOUNT NUMBER
4534091
Account Type:
N/A
Account Owner:
Joint Account
Rate/Status:
Pays account as agreed
Date Opened:
12/2017
Date Reported:
6/2019
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,600
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
6/2019
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
17
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance, Closed Account
$0
$1,620
$0
$2,600
Sample OneView Report
11 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
21
INSTALLMENTS
ACME BANK 8 768BB07982
101 MAIN ST., SEVIERVILLE TN 37862-0000, 865-546-3542
ACCOUNT NUMBER
40010101891
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
9/2018
Date Reported:
2/2019
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$973
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
9 Months
Date Last Activity:
2/2019
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
04
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance
22
INSTALLMENTS
ACME BANK 8 152FA10252
1111 NORTHSHORE DR STE N-290, KNOXVILLE TN 37919, 865-531-9206
ACCOUNT NUMBER
283-35333403192675
Account Type:
N/A
Account Owner:
Joint Account
Rate/Status:
Pays account as agreed
Date Opened:
4/2017
Date Reported:
10/2018
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$9,328
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
10/2018
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
18
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance, Auto
23
INSTALLMENTS
ACME COUNTY BANK 768BB07982
101 MAIN ST., SEVIERVILLE TN 37862-0000, 865-546-3542
ACCOUNT NUMBER
40015678451
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
9/2017
Date Reported:
9/2018
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,073
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
12 Months
Date Last Activity:
9/2018
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
11
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance
$0
$973
$0
$9,328
$0
$2,073
Sample OneView Report
12 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
24
REVOLVING
ACME BANK 10 906FF00047
P O BOX 10930, CORRESPONDENCE DEPT WILMINGTON DE 19850
ACCOUNT NUMBER
5678677878014
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
10/2012
Date Reported:
6/2018
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$754
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
1/2016
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
36
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance, Charge
25
OTHER
ACME BANK 11 768BB12704
811 PARKWAY, GATLINBURG TN 37738, 865-908-2100
ACCOUNT NUMBER
125690010190907
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Not more than two payments past due
Date Opened:
4/2017
Date Reported:
9/2017
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$719
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
9/2017
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
02
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance, Unsecured
30
60 90
1 0 0
YRS
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC
2017 * * * * 2
2016
2015
26
INSTALLMENTS
ACME COUNTY BANK 768BB07982
101 MAIN ST., SEVIERVILLE TN 37862-0000, 865-546-3542
ACCOUNT NUMBER
40019040561
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
9/2016
Date Reported:
9/2017
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$3,289
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
12 Months
Date Last Activity:
9/2017
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
11
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Or Paid Account/zero Balance
$0
$3,289
Sample OneView Report
13 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
27
INSTALLMENTS
ACME COUNTY BANK 768BB07982
101 MAIN ST., SEVIERVILLE TN 37862-0000, 865-546-3542
ACCOUNT NUMBER
40011259011
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
9/2015
Date Reported:
9/2016
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,963
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge O
ff Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
12 Months
Date Last Activity:
9/2016
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
12
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
28
OTHER
ACME COUNTY BANK 768BB07982
101 MAIN ST., SEVIERVILLE TN 37862-0000, 865-546-3542
ACCOUNT NUMBER
6892301123
Account Type:
N/A
Account Owner:
Individual Account
Rate/Status:
Pays account as agreed
Date Opened:
3/2014
Date Reported:
9/2015
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,600
Scheduled Payment:
$0
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
9/2015
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
17
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: Closed Account
29
INSTALLMENTS
ACME BANK 12 768BB12704
811 PARKWAY, GATLINBURG TN 37738, 865-908-2100
ACCOUNT NUMBER
4012047
Account Type:
N/A
Account Owner:
N/A
Rate/Status:
Pays account as agreed
Date Opened:
8/2012
Date Reported:
9/2014
Last Payment Date:
Balance:
$0
Credit Limit:
$0
High Credit:
$2,050
Scheduled Payment:
$1
Actual Payment:
$0
Past Due:
$0
Charge Off Amount:
$0
Deferred Payment Start:
Terms Frequency:
N/A
Terms Duration:
N/A
Date Last Activity:
8/2014
Date Major First Delinquency Reported:
Creditor Classification:
N/A
Original Creditor Name:
N/A
Months Reviewed:
24
Date Closed:
Balloon Payment Amount:
$0
Balloon Payment Due Date:
Narrative Codes: N/A
$0
$2,963
$0
$2,050
Sample OneView Report
14 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
THE WORK NUMBER
®
VERIFICATION OF INCOME AND EMPLOYMENT
Order Information
Verification Type: INCOME
Permissible Purpose: Employment purposes
Verified On: 7/1/2021
Employment
TWN
John Doe
666-03-1067 Record 1 of 2
Employer:
Employer Address:
Employment Status:
Job Title:
Division:
ACME Employer
1313 Mockingbird Lane, St Louis MO
63146
Active
DEMO EMPLOYEE
DEMO 1
Total Time With Employer:
Most Recent Start Date:
Termination Date:
Reference Number:
Information Current As Of:
Employer Disclaimer:
13 years, 6 months
12/22/2007
N/A
100344190819
6/11/2021
Test disclaimer
John Doe
666-03-1067 Record 2 of 2
Employer:
Employer Address:
Employment Status:
Job Title:
Division:
Generic Employer USA
316 11th Street, De Witt IA 52742
Inactive
DEMO EMPLOYEE
DEMO 1
Total Time With Employer:
Most Recent Start Date:
Termination Date:
Reference Number:
Information Current As Of:
Employer Disclaimer:
3 years, 9 months
4/10/2007
1/11/2011
100344190819
6/25/2021
Test disclaimer
Income
TWN
Employee Rate of Pay: $16
Employee Pay Frequency: Hourly
Avg.Hrs.Worked/Pay Period: 80
Pay Cycle: Biweekly
Last Amount of Pay Increase: $1000
Last Date of Pay Increase: 5/19/2021
Next Amount of Pay Increase: $1000
Next Date of Pay Increase: 6/18/2022
TWN Disclaimer
Sample OneView Report
15 of 18
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
2021 2020 2019
Total
Base Salary
Overtime
Commission
Bonus
Other
$15810.00
$15360.00
$0
$0
$400.00
$50.00
$32021.00
$31616.00
$0
$0
$360.00
$45.00
$30399.70
$30035.20
$0
$0
$324.00
$40.50
Annual Income Summary
The Work Number Disclaimer - Data in The Work Number is consumer report data, which is governed by the Fair Credit Reporting Act. The Work Number is a
database owned and operated by TALX Corporation, provider of Equifax Workforce Solutions. The Work Number data is separate from and is not commingled with
any credit data or other data maintained by TALX Corporation or other Equifax affiliate.
Sample OneView Report
16 of 18
DATAX Credit Report
DX
Flags
Initial Fraud: N
Extended Fraud: N
Freeze: N
Active Duty: N
Potential Negative Information
Charges Offs 1 Year: N/A
Payments Returned 1 Year: N/A
First Payment Defaults: 0
First Payment Fatals: 0
Tradeline Payment Summary
Current Tradelines: 0
Total Tradelines: 2
Maximum Open Tradelines: 2
Total PaidOffs: 0
Last Tradeline Date: 2/26/2018
Total Current Principal: $1500.00
Maximum Tradeline Principal: $0
Maximum Total Principal: $2000.00
Maximum Tradeline Principal PaidOff: $0
MaximumTotalPrincipalPaidOff: $0
Total Unique Member Tradelines: N/A
Days Since Last Tradeline: 1159
TotalRecoveries: 0
Last Payment Disposition: RETURNED
Last Three Payments: R
Days Since Last Return: 0
Days Since Last Fatal Return: 1148
Days Since Last Ach: 1148
Last Payment Amount: $85.84
Second Last Payment Disposition: N/A
Second Last Payment Amount: 0
Third Last Payment Disposition: N/A
Third Last Payment Amount: $0
Total Ach Debit Attempts: 0
Last Return Reason: R01
Last Return Message: Account Closed
Last Account Transaction Status: N/A
Consumer Stability
1 D 3 D 7 D 14 D 30 D 60 D 90 D 120 D 180 D 1 Yr 2 Yr 3 Yr 5 Yr 7 Yr
Name
1 1 1 1 1 1 1 1 1 1 1 1 1 1
Address
1 1 1 1 1 1 1 1 1 1 1 1 1 1
Home Phone
1 1 1 1 1 1 1 1 1 1 1 1 1 1
Work Phone
1 1 1 1 1 1 1 1 1 1 1 1 1 1
Cell Phone
1 1 1 1 1 1 1 1 1 1 1 1 1 1
Email
1 1 1 1 1 1 1 1 1 1 1 1 1 1
BankAccABA
1 1 1 1 1 1 1 1 0 1 1 1 1 1
Inquiries Attributes
1 D 3 D 7 D 14 D 30 D 60 D 90 D 120 D 180 D 1 Yr 2 Yr 3 Yr 5 Yr 7 Yr
Unique Member Inquiries
0 0 1 2 0 2 2 2 2 3 3 3 3 3
Application Inquiries
0 0 1 2 2 2 2 2 2 3 3 3 3 3
Vendor Inquiries
0 0 1 2 2 2 2 2 2 3 3 3 3 3
DATAX Disclaimer
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Sample OneView Report
17 of 18
Payment Attributes
1 D 3 D 7 D 14 D 30 D 60 D 90 D 120 D 180 D 1 Yr 2 Yr 3 Yr 5 Yr 7 Yr
AchReturns
0 0 0 0 0 0 0 0 0 0 0 0 0 0
NSFReturns
0 0 0 0 0 0 0 0 0 0 0 0 0 0
NonNSFReturns
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Ach Debit Attempts
0 0 0 0 0 0 0 0 0 0 0 0 0 0
First Payment Returns
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Payments Completed
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Payments Returned
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Tradeline Attributes
1 D 3 D 7 D 14 D 30 D 60 D 90 D 120 D 180 D 1 Yr 2 Yr 3 Yr 5 Yr 7 Yr
Chargeoffs
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Total Chargeoffs
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Predicted Chargeoffs
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Active Tradelines
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Active Tradelines Computed
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Opened Tradelines
0 0 0 0 0 0 0 0 0 0 0 0 0 0
Credit Inquiries
Date of Inquiry Member Name
1/3/2021 Super Lender Usa
1/5/2021 Cool Lender
Tradelines
1 Power Finance Texas
Tradeline Status:
ACTIVE
Open Date:
10/26/2018
Closed Date:
N/A
Last Payment Date:
5/14/2018
Last Return Date:
N/A
Loan Amount:
$300.00
Last Payment Amount:
$37.94
Last Payment Disposition:
COMPLETE
Total Debits:
$1.00
ABA:
122105278
AccountLast4:
6459
2 Epic Loan Systems
Tradeline Status:
DELINQUENT
Open Date:
5/14/2018
Closed Date:
N/A
Last Payment Date:
5/14/2018
Last Return Date:
5/14/2018
Loan Amount:
$100.00
Last Payment Amount:
$89.56
Last Payment Disposition:
RETURNED
Total Debits:
$0
ABA:
122105278
AccountLast4:
N/A
3 Epic Loan Systems
Tradeline Status:
CLOSED
Open Date:
5/14/2018
Closed Date:
5/15/2019
Last Payment Date:
5/14/2018
Last Return Date:
5/14/2018
Loan Amount:
$100.00
Last Payment Amount:
$89.56
Last Payment Disposition:
RETURNED
Total Debits:
$2.00
ABA:
122105278
AccountLast4:
N/A
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
Sample OneView Report
Date Pulled: 7/1/2021
Name: John Doe
DOB: 1/1/1960
18 of 18
* Data Sourced By Equifax
TWN = Data Sourced From Equifax Workforce Solutions
DX = Data Sourced From DataX Credit Report
Notices
1 - Id Scan Is Not A Consumer Report. Client May Not Use Id Scan As Part Of Its Decision-making Process For Determining An Individual's Eligibility For Any Credit Or Any Other Purpose Authorized Under The
FCRA.
2 - SSN Affirm Is Not A Consumer Report. Client May Not Use SSN Affirm As Part Of Its Decision-making Process For Determining An Individual's Eligibility For Any Credit Or Any Other Purpose Authorized
Under The FCRA
Disclaimer
1 - The Department Of Defense ("DOD") Covered Borrower Data ("data") Is From The Defense Manpower Data Center ("DMDC") By Way Of Contract Between Equifax Information Services LLC ("equifax") And
DOD. All DOD Data Is Used And Stored By Equifax In Accordance With Its Legal And Contractual Obligations. The DOD Data Is Not Part Of Equifax's Nationwide Credit Database, And Equifax Is Required To
Maintain The DOD Data Separate From And Not Commingled With Any Credit Data Maintained By Equifax.
The Work Number Disclaimer - Data in The Work Number is consumer report data, which is governed by the Fair Credit Reporting Act. The Work Number is a database owned and operated by TALX
Corporation, provider of Equifax Workforce Solutions. The Work Number data is separate from and is not commingled with any credit data or other data maintained by TALX Corporation or other
Equifax affiliate.
DATAX Disclaimer -The following data comes from DataX Credit Report, a database owned and operated by DataX LLC, an Equifax company.
End of Report Equifax and Affiliates - 5/10/21
Equifax Information Services LLC,
P O BOX 740241, Atlanta, GA, 30374-0241,
1-888-EQUIFAX
www.equifax.com
Sample OneView Report
